Travel Insurance for Pregnant Women

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If you are about to become a parent, there is no reason why you can’t travel like everyone else. Many women realize that when the baby arrives they will have less time for leisure activities, so they plan trips closer to the delivery date. However, traveling while pregnant is not without any risks. In order to have peace of mind, make sure you purchase travel insurance for pregnant women before you go on a trip.

Travel Insurance for Pregnant Women Travel Insurance for Pregnant Women Picture

There is always a possibility for medical complication during pregnancy, and while some are less severe, others can pose a threat and require urgent medical care. In order to be prepared for any medical emergency during your trip, you must buy comprehensive travel insurance for pregnant women so you have access to the right type of care for you and your baby. Even if newborn care and child birth are excluded from most insurance plans, you can protect yourself from possible complications through a travel insurance policy.

Some insurers cover unexpected medical complications until 26 weeks of pregnancy, while some until 30 weeks. After the maximum gestation limit, you can still buy standard travel insurance, although you won’t be covered for anything related to the pregnancy. Moreover, there are some exclusions and restrictions that apply to travel insurance for pregnant women. The most common exclusions are:

  • If it is a multiple pregnancy;
  • If you have pre-existent conditions or complications with the pregnancy;
  • If you are traveling against the doctor’s advice;
  • Health care of a newborn and childbirth;
  • Pregnancy resulted from reproductive programs;
  • If the trip extends beyond 26 or 30 weeks.

In some cases, you can remove these exclusions from the policy if you complete a medical assessment form, or if you pay an additional premium. The extra level of security provided by travel insurance for pregnant women is a welcomed security blanket that can make you feel more comfortable. The policy should include coverage for 24 hour medical emergency support, any medical expenses, accidents, loss of medication, trip cancellation or interruption, personal property and medical evacuation.

Some policies and airlines have restrictions regarding flying while pregnant. If you are after the 36th week of pregnancy or the 32nd week of multiple pregnancies, international travel is not permitted. Some airlines require proof of medical clearance before allowing you to board, so remember to take you medical notes and other papers regarding your pregnancy. Because pregnant women are at risk of DVT, make sure you wear DVT socks on the plane and walk every hour around the cabin.